Banco Oceanico offers a full suite of business savings products and services. Our Business Savings products cater for all your investment needs and deliver a solid return on your investment. These accounts include call accounts, notice and fixed deposits as well as money market accounts.

What Is a Call Deposit Account?

A call deposit account is a bank account for investment funds that offers the advantages of both a savings and a checking account. Like a checking account, a call deposit account has no fixed deposit period, provides instant access to funds, and allows unlimited withdrawals and deposits. The call deposit also provides the benefits of a savings account through the accrual of interest.

Call Account

Key Takeaways

◉   A call deposit account is a bank account for investment funds that offers the advantages of both a savings

      and a checking account.

◉   Call deposit accounts offer higher interest rates than some money market accounts and a guaranteed

      level of liquidity.

◉   Call deposit accounts have no limits on the number of withdrawals and can be accessed at any time.

◉   Call deposit accounts allow investors to deposit and withdraw funds in several currencies, including

      the U.S. dollar, the euro, and the British pound.

Key Features and Benefits

Easy access: 

Avoid any delays and get immediate access to your business savings, with no notice period or withdrawal penalties

Transact: 

Move funds in and out of your account as and when needed

Interest: 

Earn a preferable and attractive rate of interest on your funds – agreed between you and your Business Manager

Tiered rates: 

The higher your investment balance, the more interest you stand to earn

Minimum account balance:  Enjoy all the benefits of a Call Account with a minimum balance of only €1000. ​

Open a Call Account with Banco Oceanico and earn an attractive return on your surplus cash, which is readily accessible whenever you need it.